A report recently released by GoBankingRates sought to determine how much money households around the country need to bring in each year to follow the 50-30-20 rule of budgeting (50 percent of income toward necessities, 30 percent for fun, and 20 percent for investments). The data analysis looked at ideal incomes for both renters and homeowners at various cities around the country, with cities included in their final report consisting of the 50 spots with the lowest necessary income for homeownership among the 100 largest cities in the country.

While Denver wasn’t included among the cheaper 50 spots, Colorado Springs was.

The data analysis concluded that Colorado Springs homeowning households need to bring in $106,858 each year in order to follow the 50-30-20 rule. Meanwhile, renting households need to bring in $88,561. Unfortunately, the median household income in Colorado Springs was determined to be less – $79,026.

The punchline is simple – based on the median income in Colorado Springs compared to what is needed to rent or own a home, many people are forced to pull income from the ‘fun’ and ‘investment’ categories of their budget to pay for necessities. And keep in mind, there’s a gap of $27,832 between the median income and ideal homeowner income and a gap of $9,535 when it comes to renting – both quite significant.

Find the full breakdown from GOBankingRates here.